Visa (V) being sent down unfairly

Visa is dropping back down to its day after IPO level due to the financial crisis. Visa's main business is receiving fees when their card is used. The stock had an IPO price of $45 back in March. The stock shot up to $60 on the day it hit the market. The stock then climbed steadily up to a high of $89.84 before falling from the market turmoil. The stock now trades at $61.11 as I am writing this. I recommend buying the stock as it will hit $80 by February of next year (2009). The stock would have more upside after that too.